Democratizing Contract Transparency Before You Sign
Every year, millions of consumers and business founders sign financing contracts packed with concealed acceleration clauses, confession of judgment waivers, and predatory compounding interest. We built agreementscanner.com to level the playing field.
Fine print shouldn't require a $500/hour lawyer just to spot obvious traps.
When a borrower signs an auto loan, student debt refinancing, or merchant cash advance, they often receive 30 to 80 pages of dense legal boilerplates. Hidden deep inside section 14 or paragraph 29(c) might be a clause granting the lender the right to repossess without notice, accelerate the entire principal balance on a single missed day, or require the borrower to surrender their constitutional right to a court hearing.
Agreement Risk Scanner was created by financial technologists, legal engineers, and privacy advocates who noticed that borrowers had no immediate, trustworthy way to screen contracts without either paying exorbitant retainer fees or handing their sensitive financial documents over to data-mining corporate platforms.
We resolved to build an engine that operates on zero data retention, runs instant heuristic analysis across 9 primary agreement categories, and generates ready-to-share audit reports with actionable counter-questions for lenders.
Our Core Principles
How we protect your legal rights and document confidentiality at every turn.
Zero Document Retention
Your privacy is non-negotiable. Documents are parsed directly in your browser or analyzed in temporary volatile memory. We never store files in databases or cloud buckets.
Deterministic Heuristic Auditing
We do not rely on hallucinations or probabilistic guesswork. Our rule engine scans against explicit clauses, state usury laws, and acceleration thresholds.
100% Free & Unrestricted Access
Essential borrower protection should never be locked behind paywalls. Every scan, checklist, and PDF export is free for consumers and small business owners.
Borrower Advocacy
Financing agreements are deliberately designed with dense fine print. We translate complicated legalese into clear risk scores and practical questions to ask lenders.
Comprehensive Coverage Across 9 Financing Verticals
Our analysis engine inspects contracts against specific statutory protections, Truth in Lending Act (TILA) guidelines, and standard commercial lending regulations.
Ready to Audit Your Agreement?
Scan your PDF, DOCX, or pasted agreement text in seconds. 100% free, confidential, and instant.