AgreementRisk Scanner
Tools & Calculators Directory

Free Agreement & Loan Analysis Tools

Everything you need to audit loan contracts, verify sanction letters, check hidden financing charges, and compare competing lender quotes.

Featured Financial & Legal Tools

Popular

Loan Sanction Letter Scanner

Verify bank loan approval letters for hidden processing fee deductions, unilateral spread rate adjustments, and strict pre-disbursement covenants.

Open Tool
Financial Calculator

Hidden Charges & APR Checker

Calculate your true effective APR factoring in upfront processing deductions, documentation fees, insurance bundling, and foreclosure penalty rates.

Open Tool
Side-by-Side

Loan Offer Comparison Analyzer

Compare two bank offers or sanction letters to identify which lender gives you higher net in-hand funds and lower lifetime interest outgo.

Open Tool
Fast-Track

Upload Agreement PDF for Review

Direct drag-and-drop document upload portal to audit loan agreements without creating an account or logging in.

Open Tool

Agreement Type Scanners (12 Verticals)

Explore risk checklists and rule benchmarks for each specific loan agreement type.

View on Homepage
Real Estate & Home Loans
Spot foreclosure triggers, escrow ambiguities, and hidden mortgage liabilities.
Vehicle Loans
Catch repossession without notice, GPS tracker mandates, and prepayment penalties.
Personal Loans
Detect aggressive wage assignment, hidden origination fees, and compound penalties.
Education Loans
Audit in-school interest capitalization, co-signer release traps, and grace period rules.
Small Business Loans
Review unlimited personal guarantees, UCC blanket liens, and cross-default covenants.
Consumer & Credit-Building
Catch rollover renewal fees, astronomical APRs, and continuous debit authorizations.
Mortgages & Deeds of Trust
Inspect ARM adjustments, escrow deficiency calls, and non-judicial foreclosure rights.
Auto Financing
Spot dealer add-on markups, negative equity rollovers, and early termination fees.
Loan Sanction Letters
Spot sanction expiry dates, non-refundable processing fees, and conditional disbursement traps.
Equipment & Leases
Spot hell-or-high-water covenants, return penalties, and residual value traps.
Commercial & Land
Audit mechanic liens, bad-boy carveout guarantees, and interest reserve depletion.
Working Capital & Invoices
Detect daily lockbox debits, invoice recourse chargebacks, and UCC blanket liens.